Savings Rates and Fees
Deposit Rates
These rates were last reviewed August 2023. The rates and information shown on this website are as accurate as possible. Information is subject to change without notice. Please contact the credit union to verify rates and information. Thank you.
| Account Type | Minimum Balance | APR* | APY** |
|---|---|---|---|
| Regular Savings Account | $25 | 0.20% | 0.20% |
| Money Market Account | $2,000 | 0.50% | 0.50% |
| IRA | $25 | 0.40% | 0.40% |
| Checking | --- | 0.05% | 0.05% |
| 6 Month CD | $1,000 | 1.75% | 1.77% |
| 12 Month CD | $1,000 | 2.25% | 2.28% |
| 24 Month CD | $1,000 | 2.50% | 2.53% |
Loan Rates
The following are "as low as" loan rates at Port Arthur Teachers Federal Credit Union, listed as annual percentage rate or APR. These rates are effective October 12, 2022, last reviewed July 2023, and are subject to change at any time without notice. Please contact the credit union for our most up-to-date loan rates.
| Loan Type | Rate |
|---|---|
| New Car | 5.00% APR* - up to 60 month financing available |
| New Car | 5.50% APR* - up to 72 month financing available |
| New Car | 6.00% APR* - up to 84 month financing available |
| Used Car | 5.50% APR* - up to 72 month financing available |
| Used Car | 6.00% APR* - up to 84 month financing available |
| Recreational Vehicle | 6.00% APR* |
| Annual Loan | 7.00% APR* |
| Personal Loans | 9.25% APR* |
| Mastercard | 9.90% APR* |
| Share Secured | 2.50% APR* |
| Unimproved Property | Contact Credit Union for Information |