Accounts
Checking
Overdraft Protection
Preauthorized Drafts Accepted
Monthly Dividends
Monthly Statements
Money Market Account
Prefered Savings Account
Rate Set Monthly
Limited Withdrawals
Monthly Dividends
Compoundable Dividends
Quarterly Statements
Minimum Balance of $2000
Savings
Basic Savings Account
Monthly Dividends
Quarterly Statements
Minimum Balance $25
Term Savings
6, 12, or 24 Month Maturity
Monthly Dividends
Compoundable Dividends
Quarterly Statements
$1000 Minimum Balance
Individual Retirement Account
Savings Account Format
All Money Earns the Same Rate
Rate Set Monthly
Monthly Dividends
Quarterly Statements
Minimum Balance of $25
Loans
New Car Loans
Used Car Loans
Recreational Vehicle Loans
Annual Loans
Personal Loans
Mastercard
Shared Secured Loans
Unimproved Property Loans
Products
Mastercard Gift Cards - Mastercard Gift Cards are now available at the credit union.
Payroll Deductions - Money can be deducted from payroll checks for payment on loans, deposits to Savings, Checking, or Retirement Accounts.
Direct Deposit - Payroll checks can be automatically deposited into any account. Social Security, Teacher's Retirement, and Veteran's Compensation Checks can be sent directly to credit union accounts.
Safe Deposit Boxes - Available to members at minimal fees for storage of important items and documents.
Debit/ATM Card - Easy access to your Checking Account for retail purchases and cash. For absolutely fee-free ATM locations refer to our ATM locator page.
Services
Cashier's Check - Cashier's Checks are available with a minimal fee for times when cash or a personal check will not meet the purpose.
Notary Service - Notary public service is available for members free of charge at the credit union building.
Financial Counseling - Confidential counseling for financial problems needing assistance is available through appointment at the credit union.
PATTI (Port Arthur Teachers Telephone Information System) - PATTI enables you to retrieve your balances, see what checks have cleared, and much more. PATTI is available 24 hours a day and 365 days a year.
Online Access - Online Access enables you to retrieve your balances, see what checks have cleared, and much more. Online Access is available 24 hours a day and 365 days a year from any computer through the World Wide Web. Link to this service from the home page of this website.
E-Sign - You have the ability to e-sign for loans, documents, and debit card instant issue.
Mobile App - We have a Mobile App so our members can access their banking from anywhere using a mobile smartphone or tablet. It can be found in the App Store under Port Arthur Teachers FCU.
*The rates and information shown on this website are as accurate as possible. Information is subject to change without notice. Please contact the credit union to verify rates and information. Thank you.
Mastercard Credit Card
Whether you’re shopping at the supermarket, paying at the gas station, or settling your hotel bill on vacation, choose the convenient type of payment at our low rate of 9.90% APR* cashless and secure while using Mastercard anywhere in the world.
Payment Mailing Address:
P.O. Box 4521
Carol Stream, IL 60197-4521