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Who is Eligible to Join the Credit Union?

Anyone who lives, works, worships, or attends school within the boundries of the Port Arthur Independent School District is eligible to join. In addition, all immediate family members of current members are also eligilble to join the credit union.

May I have a Joint Owner on the Account?

Yes. An account may be opened in more than one name. Only the primary owner, however, is able to borrow on the account. Joint ownership eliminates the complications that sometimes develop when a member dies. Should death occur, the surviving joint owner(s) would then own the account.

If you are interested in joining PATFCU, please e-mail us at